Claims Examples: Renters Insurance
Share
Posted by Addie B. on November 15, 2018 in Home Focus

Nobody wants unexpected expenses. So how can you plan for these expenses such as damages to something you own or injuries to others? Having a home or renters insurance policy! Listed below are some examples of how renters insurance could protect you.

 

  • You decide to take that vacation you’ve been saving up for, only to have your luggage stolen at the hotel after you get there. A renters insurance policy provides coverage for your belongings anywhere in the world. 

  • You are having friends over for dinner at your new apartment and someone trips in the living room and breaks an arm. Renters insurance will help pay for a guest's medical expenses.

  • If your neighbor has a fire and the resulting smoke damages your stuff, renters insurance has you covered. Coverage for your personal property will help you pay to replace the damaged items.

  • Severe weather damages your home or apartment building and you must live elsewhere while repairs are being made. While you would not be responsible for damage to the structure as a renter, your landlord is not responsible for damage to the personal property inside your unit. Renters insurance can also help pay for additional living expenses, such as a hotel, when you are displaced.

 

Remember, the insurance your landlord has on the apartment building you live in does not cover you or your belongings. Insurance for your personal items is your responsibility. For a quick overview of renters policy coverages, read our February 2018 blog on renters insurance.

 

To learn more, talk to your independent agent today.

 

*Coverage is subject to terms and conditions of the policy.

Addie B.
Addie has a wide range of personal insurance experience and with her position at Acuity, has been able to specialize in homeowners insurance. On top of her homeowners insurance knowledge, Addie has a good understanding of the insurance industry in general. She focuses on the consumer allowing her to play a key role in product development. Also, she is currently working towards an Associate in General Insurance designation. In her free time Addie spends time outdoors and enjoys playing and watching sports.


Get a quote today and Achieve Total Acuity
Posted By: Addie B. on June 19, 2019 in Home Focus
The sound of a chorus of lawn mowers running might be common in your neighborhood this time of year. As one yard is trimmed and looking good, everyone seems eager to join in, so they aren’t the one house with a jungle growing. Before you start your lawn mower, there are a few safety items to think about.
Posted By: Addie B. on June 17, 2019 in Home Focus
Summer is the season to fire up the grill. While grilling outdoors is great, cooking outside the kitchen can bring greater risk of food contamination. Here are five tips to help keep your food safe this summer.
Posted By: Addie B. on May 2, 2019 in Home Focus
What is wet and messy and can cause a major headache? A leaky washing machine! Whether you have your laundry in the basement, on the first floor, or in a second story closet, dealing with water as the result of a laundry room malfunction could lead to some serious damage.