Tips to Help Merge Your Insurance When Married
Share
Posted by Addie B. on August 14, 2017 in Home Focus

Congratulations—you’re getting married!

 

Whether your new life together will begin in an apartment, condo, or starter home, there are many decisions you need to make. In addition to combining your furniture and housewares, you’ll also need to merge your insurance coverage. Here are some key questions to ask and steps to take to ensure a smooth merger.

 

  • Who are your current insurance agents and companies? You might already have the same independent agent, even if you are insured by different companies.
  • How do the prices and limits of your policies compare? If you and your soon-to-be spouse already have renters or homeowners insurance, put the policies side by side. Contact each of your auto insurers to find out what it would cost to add the other—just be sure the coverages are the same as well.  
  • What property coverages do you need? The answer to this will be shaped in part by whether you own or rent and by the personal property you collectively own. Take an inventory, and don’t forget newly acquired property such as wedding gifts, china, and so on.  
  • Do you need special coverage? Wedding rings and jewelry are best covered on a special property endorsement designed for the purpose.

 

Once you’ve made a decision, contact the agent of the policy you choose to keep, make the merger, then cancel any other policies.

 

Keep in mind it is good to review your home, auto, and other coverages at each renewal to ensure you are protected as your life changes. And also remember that an independent agent who represents multiple insurance companies is a great resource to help guide you through the process.

Addie B.
Addie has a wide range of personal insurance experience and with her position at Acuity, has been able to specialize in homeowners insurance. On top of her homeowners insurance knowledge, Addie has a good understanding of the insurance industry in general. She focuses on the consumer allowing her to play a key role in product development. Also, she is currently working towards an Associate in General Insurance designation. In her free time Addie spends time outdoors and enjoys playing and watching sports.


Get a quote today and Achieve Total Acuity
Posted By: Addie B. on May 2, 2019 in Home Focus
What is wet and messy and can cause a major headache? A leaky washing machine! Whether you have your laundry in the basement, on the first floor, or in a second story closet, dealing with water as the result of a laundry room malfunction could lead to some serious damage.
Posted By: Addie B. on April 9, 2019 in Home Focus
While we have shared tips in the past about other spaces in your home, today we want to talk about closets—you know, those areas in your home you pack full and close the door when you “clean” the living room.
Posted By: Addie B. on January 31, 2019 in Home Focus
So, you have decided that finishing your basement is this year’s big winter project. Where do you start? Before you begin framing out walls or putting up drywall, there are a few steps you should take to make sure your basement is ready for a makeover.
DIY