The Move to Electric Cars: Batteries vs. Plug-Ins
Posted by Lisa D. on September 28, 2017 in Auto Focus

Are you intrigued by electric cars? Have you considered driving or buying an electric car? 


Like any consumer product, there are early adopters and others who are more comfortable with the wait-and-see approach before making the decision to buy.   


Electric vehicles (EVs) have been around longer than many people realize. (Records trace the first EVs back to the 1800s!) Technological advancements, increased environmental awareness, swelling fuel prices, and availability have contributed to the recent increase in EV popularity. In addition, EVs have never been more safe, sleek, or exciting to drive than they are today.   


There are different types of electric vehicles—battery electric vehicles (BEV), plug-in hybrid electric vehicles (PHEV), and hybrids (HEV). Deciding which one is right for you can be difficult. Here are some main differences between the types of EVs to aid you in your decision making:


  • Battery electric vehicles (BEV) get energy for driving entirely from the battery. As a result, BEVs have no liquid fuels, oil changes, transmissions, or timing belts.  Most of the maintenance costs associated with an internal combustion engine are eliminated. BEVs must be plugged in to be recharged.    

  • Plug-in hybrid electric vehicles (PHEV) have plug-in capability and can use energy from either the battery or liquid fuel.    

  • Hybrid electric vehicles (HEV) do not have the capacity to plug in, but they do have an electric drive system and battery. HEV's driving energy comes from liquid fuel.    


There are notable benefits of purchasing and driving an electric vehicle. EVs help keep the air clean, increase U.S. energy independence from fossil fuels, and create jobs. Plus, there can be cost savings in terms of tax credits and lower maintenance costs.    


If you are curious about electric vehicles, do some research, visit a dealership, and talk with your auto insurance agent about which type might be best suited for you. 

Lisa D.
Lisa D. has over 14 years of experience in the auto insurance industry, including 12 years at ACUITY. She obtained her P&C license and sold personal insurance for two years before starting at ACUITY, where she focuses on researching new auto coverages, helping with the auto pricing system, and leading auto insurance-related projects. On top of that, Lisa has her Association in General Insurance (AINS) and Associate in Personal Insurance (API) designations. Outside of work, Lisa enjoys cooking, photography, and spending time with her family. The last two go hand in hand, as she takes pictures of her kids every day.

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Posted By: Lisa D. on May 21, 2018 in Auto Focus
Getting a driver’s license is an exciting time for teens, but it can be stressful for parents. Drivers who are 16 have higher crash rates than drivers of any other age, and 20% of teens have an accident in their first year of driving.
Posted By: Lisa D. on May 9, 2018 in Auto Focus
We encourage children to share their toys, share with their class, and share lessons learned. As they get older, they learn there are exceptions to the sharing rule—like toothbrushes, passwords, and account information. While the rules of sharing are not always clear, they are a little clearer when it comes to sharing the road with motorcycles.
Posted By: Lisa D. on April 3, 2018 in Auto Focus
Did you know that driving at night can be just as dangerous as distracted or impaired driving? Darkness brings additional challenges to see and be seen on the road so here are some tips to help you drive safely at night.